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Sunday, August 25, 2013

medium, coding horror, miss disruption


i discovered 3 great sites recently:

medium

coding horror

miss disruption


keeping credit score


factors:

1. payment history 35%

2. outstanding debt 30%

3. length of credit 15%

4. credit mix 10%
mortgage, car payment, student loans

5. searches for credit 10%

source: fico




Friday, August 23, 2013

Thursday, August 22, 2013

lending club defaults

i have 3 loans that have defaulted and 3 other loans that are delinquent by more than 31 days.
all 6 loans share a couple attributes.
the one that stands out for me?
all 6 contain a 'loan description'.
weird coincidence or is there something going on?

by the way, i discovered coding horror today.
this blog is hilarious.

i stumbled upon it looking for an explanation of outer joins.

http://www.codinghorror.com/blog/2007/10/a-visual-explanation-of-sql-joins.html